Moist Tender Banana Bread

Featured in: Baking & Sweet Comforts

Create a tender, moist banana loaf by creaming butter and sugar, then folding in mashed ripe bananas and your choice of chocolate chips or walnuts. Bake at 350°F for 55-65 minutes until golden. The simple technique ensures a perfect crumb every time.

Updated on Sat, 17 Jan 2026 15:13:00 GMT
Golden-brown Banana Bread loaf with chocolate chips, sliced to show moist, tender crumb and melty chocolate pools.  Save to Pinterest
Golden-brown Banana Bread loaf with chocolate chips, sliced to show moist, tender crumb and melty chocolate pools. | griddlepocket.com

My neighbor knocked on the door one Saturday morning with three blackened bananas in a paper bag. She was headed out of town and hated the thought of wasting them. I had no plans, a quiet kitchen, and suddenly a reason to bake. By noon, the whole house smelled like warm sugar and toasted nuts, and I realized I'd been missing out on the simplest pleasure: banana bread that actually tastes like bananas.

I brought a loaf to a potluck once, still warm and wrapped in a dish towel. It was gone in minutes. Someone asked if I'd used a secret ingredient, and I laughed because the secret was just really ripe bananas and not overthinking it. That night, three people texted me for the recipe.

Ingredients

  • All-purpose flour: The backbone of the loaf, giving it structure without weighing it down, and I always spoon it into the cup rather than scooping to avoid a dense crumb.
  • Baking soda: This is what makes the bread rise and gives it that tender, open texture, but too much will leave a metallic taste, so measure carefully.
  • Salt: Just enough to balance the sweetness and make the banana flavor pop without tasting salty.
  • Unsalted butter: Softened to room temperature so it creams smoothly with the sugar, creating air pockets that keep the bread light.
  • Granulated sugar: Sweetens and helps create that golden, slightly crisp top crust I love to pick at while it cools.
  • Eggs: They bind everything together and add richness, and I always use them at room temperature so they blend in without deflating the batter.
  • Vanilla extract: A teaspoon goes a long way in rounding out the flavor and making the whole loaf smell like a bakery.
  • Ripe bananas: The riper, the better, those freckled, almost too-soft bananas are packed with natural sweetness and moisture that no fresh banana can match.
  • Chocolate chips or nuts: Totally optional, but they add little pockets of joy, I usually go with walnuts for crunch or dark chocolate chips when I need comfort.

Instructions

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Prep your pan:
Preheat the oven to 350°F and grease your loaf pan generously, or line it with parchment paper for easy removal. This step saves you from heartbreak when the loaf sticks.
Mix the dry ingredients:
Whisk together the flour, baking soda, and salt in a medium bowl until evenly combined. Set it aside while you work on the wet ingredients.
Cream the butter and sugar:
Beat the softened butter and sugar together until the mixture is pale and fluffy, about three minutes. This is where you're building air into the batter, so don't rush it.
Add eggs and vanilla:
Beat in the eggs one at a time, letting each one fully incorporate before adding the next, then stir in the vanilla. The batter might look a little curdled, but that's normal.
Fold in the bananas:
Mash the bananas with a fork until mostly smooth, then stir them into the wet mixture until everything is combined and streaky. The banana smell at this point is intoxicating.
Combine wet and dry:
Add the dry ingredients to the banana mixture and fold gently with a spatula just until no white streaks remain. Overmixing here will make the bread tough, so stop as soon as it comes together.
Add your mix-ins:
If you're using chocolate chips or nuts, fold them in now with a few gentle strokes. I like to save a handful to sprinkle on top for looks.
Bake:
Pour the batter into your prepared pan, smooth the top, and bake for 55 to 65 minutes until a toothpick comes out clean or with just a few moist crumbs. The top should be deeply golden and cracked in the most beautiful way.
Cool:
Let the loaf cool in the pan for ten minutes, then turn it out onto a wire rack. Slicing it while it's still warm is tempting, but waiting helps it hold together better.
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Perfectly baked Banana Bread with chopped walnuts on top, ideal for breakfast or an afternoon snack.  Save to Pinterest
Perfectly baked Banana Bread with chopped walnuts on top, ideal for breakfast or an afternoon snack. | griddlepocket.com

One rainy afternoon, my daughter and I made this together, and she insisted on mashing the bananas herself. The kitchen was a mess, and she got more banana on her shirt than in the bowl, but when the timer went off and we pulled that golden loaf from the oven, she looked at me like we'd just discovered magic. We ate half of it that day, still warm, with butter melting into every slice.

How to Know When It's Done

The top should be deeply browned and firm to the touch, with a crack running down the center like a canyon. A toothpick inserted into the thickest part should come out clean or with just a few crumbs clinging to it. If the top is browning too fast but the center is still wobbly, tent it loosely with foil for the last 15 minutes.

Storing and Freezing

Wrap the cooled loaf tightly in plastic wrap or foil and keep it on the counter for up to four days, it actually gets more moist as it sits. For longer storage, slice it first, wrap each piece individually, and freeze for up to three months. I love pulling out a single slice and toasting it straight from the freezer on busy mornings.

Variations to Try

Swap the white sugar for brown sugar to get a deeper, almost caramel-like sweetness that pairs beautifully with the bananas. You can also replace the butter with coconut oil for a subtle tropical note, or fold in a handful of shredded coconut along with the chocolate chips. I've made it with a swirl of peanut butter on top, with cinnamon and nutmeg stirred into the dry ingredients, and even with a cream cheese filling tucked into the center.

  • Try adding a tablespoon of espresso powder to the dry ingredients for a mocha twist that makes the chocolate chips sing.
  • Fold in dried cranberries and orange zest for a brighter, fruitier version that feels fancy but takes no extra effort.
  • Top the batter with a streusel made from oats, brown sugar, and butter before baking for a crunchy, crumbly crown.
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Sliced Banana Bread loaf with nuts and chocolate chips, served warm on a wooden board. Save to Pinterest
Sliced Banana Bread loaf with nuts and chocolate chips, served warm on a wooden board. | griddlepocket.com

This banana bread has become my answer to almost everything: unexpected guests, bad days, overripe fruit, and quiet Sunday mornings when I just want the house to smell like home. I hope it finds a place in your kitchen the way it has in mine.

Recipe Q&A

How do I know when the banana bread is fully baked?

Insert a toothpick into the center of the loaf. It should come out clean or with just a few moist crumbs. Baking typically takes 55-65 minutes at 350°F.

Can I use overripe bananas?

Yes, overripe bananas are actually ideal. They have more natural sweetness and break down easily when mashed, creating a more flavorful and moist loaf.

Should I add chocolate chips or nuts?

Both work beautifully. Chocolate chips add richness, while nuts provide texture and earthiness. You can use just one or combine them for extra dimension.

How should I store the baked loaf?

Cool completely, then wrap tightly and store at room temperature for 2-3 days, or refrigerate for up to a week. Freeze wrapped portions for up to 3 months.

Can I make this dairy-free?

Absolutely. Substitute the butter with coconut oil or plant-based butter in equal amounts. Check chocolate chips for dairy content if using them.

What's the best way to cream butter and sugar?

Beat softened butter and sugar together for 2-3 minutes until light, fluffy, and pale. This incorporates air, creating a tender crumb structure.

Moist Tender Banana Bread

A classic moist banana loaf with chocolate chips or nuts. Perfect for breakfast or snacking.

Prep Duration
15 minutes
Cook Duration
60 minutes
Overall Time
75 minutes
Created by Evan Sanders


Skill Level Easy

Cuisine American

Amount 10 Number of Servings

Diet Details Meat-Free

What You'll Need

Dry Ingredients

01 2 cups all-purpose flour
02 1 teaspoon baking soda
03 1/2 teaspoon salt

Wet Ingredients

01 1/2 cup unsalted butter, softened
02 3/4 cup granulated sugar
03 2 large eggs
04 1 teaspoon vanilla extract

Fruit

01 3 ripe bananas, mashed (about 1 1/4 cups)

Optional Add-Ins

01 3/4 cup chocolate chips OR
02 3/4 cup chopped walnuts or pecans

Directions

Step 01

Prepare Oven and Pan: Preheat oven to 350°F. Grease and flour a 9x5-inch loaf pan or line with parchment paper.

Step 02

Combine Dry Ingredients: In a medium bowl, whisk together flour, baking soda, and salt. Set aside.

Step 03

Cream Butter and Sugar: In a large bowl, cream the butter and sugar together until light and fluffy.

Step 04

Incorporate Eggs and Vanilla: Beat in eggs one at a time, then stir in vanilla extract.

Step 05

Add Bananas: Mix in the mashed bananas until well combined.

Step 06

Combine Wet and Dry Mixtures: Gradually add the dry ingredients to the wet mixture, mixing gently until just combined.

Step 07

Add Mix-ins: Fold in chocolate chips or nuts, if using.

Step 08

Transfer to Pan: Pour the batter into the prepared loaf pan and smooth the top.

Step 09

Bake: Bake for 55–65 minutes, or until a toothpick inserted into the center comes out clean.

Step 10

Cool: Let cool in the pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.

Tools Needed

  • Mixing bowls
  • Electric mixer or whisk
  • 9x5-inch loaf pan
  • Measuring cups and spoons
  • Spatula

Allergy Notice

Carefully review every item for allergens and speak with a healthcare expert if needed.
  • Contains eggs, wheat (gluten), dairy (butter), and optional tree nuts (walnuts/pecans).
  • If using chocolate chips, double-check for milk and soy allergens.

Nutrition Information (each serving)

These figures are for reference and shouldn't replace your physician's advice.
  • Calories: 250
  • Fats: 10 g
  • Carbohydrates: 37 g
  • Proteins: 4 g